Get Out of Debt

If you ever asked "How can I get out of debt", you came to the right place. Read on . . .


Sep 23, 2012

How Your Credit Rating is Figured

How Your Credit Rating is Figured

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Sep 19, 2012

Establishing Good Credit From the Start

Establishing Good Credit From the Start

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Sep 18, 2012

What Your FICO Score Means

What Your FICO Score Means

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Sep 17, 2012

Interest Free Credit Cards

Interest Free Credit Cards

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Sep 12, 2012

How to Improve Your Credit Score

How to Improve Your Credit Score

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Aug 16, 2012

Keep It Simple Stupid

Keep it Simple Stupid

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Aug 08, 2012

My Personal Debt Advice

My Personal Debt Advice

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Aug 06, 2012

Bankruptcy Might Be Your Last Resort

Bankruptcy Might Be Your Last Resort

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Jul 31, 2012

Dealing with Debt Collectors

Dealing with Debt Collectors

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Jul 05, 2012

Debt Management - Things to be Wary of

Beware - Take Time to Investigate

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Jun 12, 2012

Debt Management Program

A Debt Management Program to Get Out of Debt

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Jan 30, 2012

Strategic Default

Strategic default is a strategy some people who cannot afford their mortgage are employing. Basically they stop paying their mortgage payments and walk away from their home.

This is seen as a last resort and, depending on the state you live in, may not clear you of your obligation.

Bankruptcy is probably the better way to go if you are going to have to pay the difference between what you owe and what the house brings at auction.

No matter which of these routes you take, suffice it to say your credit rating is going to plunge. But sometimes it's just unavoidable.

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Jan 19, 2012

Credit Score Fact

At one time, your credit score was a big secret known only to financial companies and banks.

With the FACT Act, legislators decided that it was important for individuals to know not only what their personal credit scores are but how they are calculated and how to improve them.

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Jan 16, 2012

Credit Score Check List

We'll start to discuss how your credit score is determined. Let's start with . . . Age,

Your age is the first factor but, obviously, there is nothing you can do about it. Don't lie about your age. That should be obvious but you can get into some serious trouble if you play that game.

If you are between the age of 24 to 64, you will get one point. Any age bellow or above that doesn't give you any points.

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Jan 13, 2012

Credit Score

Loan approvals and any other credit matters depend on your credit score. This is what determines if you can get credit, what your interest rate will be, and how much money potential lenders are willing to give you. A good median score is 750, but the higher your score is, the more financially sound you are.

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